Long-Term Disability & Long-Term Care Insurance Lawyers
We’ve recovered millions in Long-Term Insurance Benefits
We are fighting for the underdog and holding large corporations accountable for inexcusable wrongdoing. It fuels us in every way. We’re here to offer you compassionate, competent legal advocacy for long-term disability insurance claims. If your insurance company has denied or delayed coverage, we are here to fight for you.
Long-Term Disability & Care Insurance Lawyers
We've Recovered Millions In Long-Term Insurance Benefits.
We are fighting for the underdog and holding large corporations accountable for inexcusable wrongdoing. It fuels us in every way. We’re here to offer you compassionate, competent legal advocacy for long-term disability & long-term care insurance claims. If your insurance company has denied or delayed coverage, we are here to fight for you.
Long-Term Disability Lawyers
INSURANCE BAD FAITH | ERISA | DISABILITY
We’ve Recovered Millions In Long-Term Disability Benefits
We are fighting for the underdog and holding large corporations accountable for inexcusable wrongdoing. It fuels us in every way. We’re here to offer you compassionate, competent legal advocacy for long-term disability insurance claims.
What You Need to Know: Long-Term Disability & Long-Term Care Insurance Policy
What Adult Children Should Know About Their Parents’ LTC Insurance (Before It’s Too Late)
There comes a moment when the dynamic with your aging parents begins to shift. Maybe you notice Mom is forgetting certain things, or Dad struggles to handle tasks he once did effortlessly. It’s a bittersweet realization that pushes many adult children to think about...
Filing Lawsuits Against Insurers for LTC Premium Increases
It wasn’t supposed to be like this. When you purchased your long-term care insurance (LTCI) policy all those years ago, you made a thoughtful decision. You planned ahead, carefully investing in coverage to protect your future and your peace of mind. Back then, it felt...
How we help
How we help
Deeply commited to justice
Long Term Insurance Lawyers Here For You
Our law firm is dedicated to standing up for the disabled and holding insurance companies accountable for their unfair practices. This commitment extends to long-term care insurance cases, where vulnerable individuals rely on promised benefits to access essential care.
We understand that our disability clients would do anything to regain their health and return to work. That’s why we strive to effectively tell their stories, challenge legal barriers, and work tirelessly to achieve the best possible outcomes.
Whether we’re securing your long-term disability benefits or fighting for your long-term care insurance coverage, our mission remains the same—to ensure you receive the care and support you deserve.
Deeply commited to justice
We are passionate about helping the chronically ill and disabled by exposing insurance companies’ unfair practices.
Our mission is to hold insurance companies accountable for the promises they make.
20+ Years Collective
Disability Advocacy Experience
Secured Millions
in Disability Benefits
Exclusively Practicing
in ERISA and Insurance Bad Faith
We will fight for the benefits you need and deserve so you can focus on your health
How we Help with Long-Term Disability (LTD) and Long-Term Care (LTC) Insurance Claims
Unlike short-term disability coverage, long-term disability insurance pays a monthly benefit if your illness or injury prevents you from working long-term. If you have a short-term disability claim and anticipate needing long-term disability benefits, our long-term disability lawyers can help you claim your rightful benefits.
Similarly, if you or a loved one requires Long-Term Care services and your insurance company wrongfully withholds coverage, our team is equipped to help. We understand how vital LTC benefits are for accessing nursing homes, assisted living facilities, or in-home health support.
Depending on whether your policy was purchased individually or provided by an employer, different laws and remedies may apply to your claim. We can carefully review your unique circumstances and explain your rights and options.
Our team is ready to sort through the details, knowing that insurers often oversimplify processes and rely on complex language, delay tactics, or outright denials. Whether you’re facing federal ERISA appeals or litigation, or state court bad faith or breach of contract matters involving long-term care claims or non-ERISA long-term disability, we’ll help you every step of the way.
We will fight for the benefits you need and deserve so you can focus on your health
How we Help with Long-Term Disability (LTD) and Long-Term Care (LTC) Insurance Claims
Unlike short-term disability coverage, long-term disability insurance pays a monthly benefit if your illness or injury prevents you from working long-term. If you have a short-term disability claim and anticipate needing long-term disability benefits, our long-term disability lawyers can help you claim your rightful benefits.
Similarly, if you or a loved one requires Long-Term Care services and your insurance company wrongfully withholds coverage, our team is equipped to help. We understand how vital LTC benefits are for accessing nursing homes, assisted living facilities, or in-home health support.
Depending on whether your policy was purchased individually or provided by an employer, different laws and remedies may apply to your claim. We can carefully review your unique circumstances and explain your rights and options.
Ray Ortega | July 2021
"In 2020 I was dealing with a Long Term Disability (LTD) appeal issue with my private LTD provider. After exhausting ‘in house’ appeal methods to no avail, I decided I needed to seek professional legal to assist me with my appeal.
Erin and her staff allowed me to work hand-in-hand with them to provide comments on insurance documents provided by my LTD provider. This allowed me to stay actively involved in my case and to assist in providing responses to the provider. Erin and her staff were very knowledgeable, professional, and courteous all the way to our settlement. We settled out of court in the summer of 2021.
I highly recommend Sandstone Law Group for anyone who has need for legal counsel pertaining to disability issues.
I sure picked the right Firm!
Call for a free consultation – no fees unless we win your case
When a disabling condition impacts your ability to work or care for yourself, your livelihood may depend on securing disability or long-term care insurance benefits.
We can help guide you through the entire process. In many cases, we can advance costs on your behalf and only recover fees if we prevail for you. We are in the fight together.
Ease the Complexity of Disability Claims
Insurance and Medical Know How
Our experienced team understands insurance and complex medical conditions, so we know how to handle claims the right way.
Avoid the Risk of Going it Alone
We handle the insurance companies for you, so you can focus on what matters most—your health.
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Long-Term Disability & Long-Term Care Services By State
Arizona Long-Term Disability Lawyers
Long-Term Disability Lawyer services across the state of Arizona. Our headquarters are in Phoenix & Flagstaff, but we serve the whole state of Arizona.
Arizona Long-Term Care Insurance Lawyers
Long-Term Care Insurance Lawyer services across the state of Arizona. We also serve clients in California and the entire South West.
California Long-Term Disability Lawyers
Long-Term Disability Lawyer services across the state of California. We serve the whole state of California.